Through instruction and example, you can teach your young children the value of a dollar and other money matters. W.C. Randall of Edward Jones Investment suggests that educational coloring and activity books are effective tools for teaching children about money and the functions of financial institutions.

Randall recommends that the next time you go to the bank, you should use the opportunity to teach your child. Explain to him or her that the people taking the money are called tellers. When you give them your money, it is called making a deposit. The money is placed in a checking or savings account for safekeeping. People who have checking accounts don't have to carry a lot of money with them. They use their checks to pay for things such as groceries. The money that stays in the savings account earns interest and becomes more money. People who have a plan for saving and spending money call that plan a budget. Someday you, too, will have your own budget.

What the words mean

DEPOSIT To put money into an account.

WITHDRAWAL To take money out of an account. 

TELLER The person who takes deposits and withdrawals.

SAVING ACCOUNT An account where money is left to accumulate interest and grow.

INTEREST The money earned by the money in a savings account.

CHECKING ACCOUNT An account where money is deposited and that checks draw from. 

BUDGET A plan for saving and spending money.

通過知道和舉例,教導(dǎo)你的孩子錢的價(jià)值或其他理財(cái)?shù)氖? W.C. Randall of Edward Jones 投資公司建議運(yùn)用有教育意義的活潑生動(dòng)的書本是教育孩子認(rèn)識(shí)金錢與理財(cái)機(jī)構(gòu)的職能的有效方法

Randall建議下回,利用你去銀行的時(shí)候,教育你的孩子.解釋給孩子們聽收取錢的是"出納員"當(dāng)你付給他們錢的時(shí)候是"存款".這存款是放在支票或儲(chǔ)蓄賬號(hào)里保存的.有支票賬號(hào)的人們就不必隨身攜帶太多現(xiàn)金了.他們可以用支票來支付食物的費(fèi)用.儲(chǔ)存在儲(chǔ)蓄賬號(hào)里的錢因享有利息而增加. 人們有計(jì)劃的儲(chǔ)存或支出錢財(cái)稱為"預(yù)算". 你也會(huì)的,你也會(huì)有自己的預(yù)算

詞意:

DEPOSIT                     在你的賬號(hào)你存錢

WITHDRAWAL         從賬號(hào)你支取錢

TELLER                         處理存儲(chǔ)與支取錢的人

SAVING ACCOUNT   一個(gè)保留錢,計(jì)算并使利息增長

                               的賬號(hào)

INTEREST                     在儲(chǔ)蓄賬號(hào)里用錢增錢

CHECKING ACCOUNT    存錢并出具支票的賬號(hào)

BUDGET                              存錢及花錢的計(jì)劃